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IBPS PO (Bank Probationary Officer)

Complete roadmap to become a Bank PO through IBPS — SBI, PNB, BOB & more

Education Graduation in ANY discipline from a recognized university
Age Limit 20-30 years (relaxation for reserved categories)
Nationality Indian Citizen
Key Skills Computer literacy mandatory. Knowledge of local language preferred.

Education Path

Step-by-step education requirements to become eligible

1

Pass 10th & 12th

Any stream. Start building Maths and English skills early — banking exams test these heavily.

2

Complete Graduation

Any degree accepted — BA, BSc, BCom, BTech, BCA. No minimum percentage. Must have degree before joining.

3

Computer Knowledge

Learn MS Office, internet banking basics, computer fundamentals. This is a separate section in the exam.

4

Learn Basic Financial Terms

Understand banking terms — NPA, CRR, SLR, Repo Rate, NEFT, RTGS. Read financial newspapers.

Preparation Strategy

How to prepare — duration, subjects, books & coaching options

Duration: 6-10 months

Subjects to Cover:

  • Quantitative Aptitude
  • Reasoning Ability (Logical + Analytical)
  • English Language
  • General/Financial Awareness
  • Computer Knowledge

Coaching vs Self Study

Self Study: Very doable. Use Oliveboard, Testbook, Adda247 for free mocks. YouTube channels: Adda247, Bankers Adda, Study Smart.
Coaching: Career Power, Paramount, IBT Institute (offline). Oliveboard, Testbook, Unacademy (online).
Cost: Self study: ₹2,000-6,000. Coaching: ₹15,000-40,000.

Recommended Books & Resources

RS Aggarwal — Quantitative Aptitude
Arun Sharma — Logical Reasoning
SP Bakshi — Objective General English
Arihant Banking Awareness
Disha IBPS PO Guide
Kiran's IBPS PO Previous Year Papers
The Hindu / Economic Times for current affairs

Exam Pattern

Understand every stage of the selection process

Stage 1

Prelims (Online)

100 questions, 60 minutes. English (30), Quant (35), Reasoning (35). Sectional cutoff + overall cutoff.

Stage 2

Mains (Online)

200 questions, 3 hours. Reasoning + Computer (45), English (35), Quant (35), General Awareness (40), Descriptive English (25 marks, 30 min).

Stage 3

Interview

100 marks. Tests personality, banking knowledge, current affairs, communication skills.

Stage 4

Provisional Allotment

Mains (80%) + Interview (20%) = Final score. Bank allotment based on preference and merit.

Exam Timeline & Important Dates

From notification to final result — know every milestone

Notification Released

August every year (ibps.in)

Online Application

August-September (20 days)

Prelims Exam

October

Prelims Result

October-November

Mains Exam

November-December

Mains Result

December-January

Interview

January-February

Provisional Allotment

March-April

Salary & Perks

What you'll earn after selection

Starting (Basic)

₹36,000-63,840 = ~₹45,000-52,000 in-hand (metro cities)

After 5 Years

~₹60,000-70,000 in-hand

Scale II Officer

~₹75,000-90,000 in-hand

Perks

DA, HRA, Medical, Leased accommodation, LFC, Pension, Loan benefits at lower rates

Pro Tips for Success

  • Sectional cutoffs are strict — don't ignore any section
  • Puzzles and Seating Arrangement dominate Reasoning — practice daily
  • Speed is everything — learn shortcuts for Quant
  • Read Economic Times for banking awareness questions
  • Apply for SBI PO also — same preparation works for both